THE AI LOAN OPERATING SYSTEM

The First AI-Native Software for Private Lending

One platform for the entire loan lifecycle. Application, pricing, underwriting, closing, post-close, servicing, draws and secondary sale on the same loan record.

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funded through the platform

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Native Industry Integrations

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Native Industry Integrations

THE AI LOAN OPERATING SYSTEM

The First AI-Native Software for Private Lending

One platform for the entire loan lifecycle. Application, pricing, underwriting, closing, post-close, servicing, draws and secondary sale on the same loan record.

0
1
Billion +

funded through the platform

0
1
2
3
4
5
0
+

Native Industry Integrations

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Bring us your hardest file

Three steps. No pressure. See Nexys run on your own loan.

1
15-Minute Call
A 15-minute call to understand your channels, products and buyers to give you an estimated quote
2
Working Session
A working session on your scenario, not a slide deck
3
Free Summary
A written summary of what we saw, whether or not you move forward

Seven stages. One loan record.

Loan record
One loan record
01 / 07Application and pricingBorrower and loan details go in once, priced instantly against every investor's live guidelines.

AI CONDITION REVIEW

AI CONDITION REVIEW

AI that manufactures better loans, not just faster ones

The point isn't turn time. It's finding the defect in underwriting before a buyer's diligence firm finds it after you've funded.

Access is scoped by role, every action is logged as AI-originated, and a human retains final authority over every decision made.

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New chat
Onboard 9751
10/07/2026 09:41 · jrivera
Run the ai project on this...
09/19/2026 12:43 · jrivera
run the loan process on ...
09/18/2026 12:21 · mchen
run the loan process on ...
09/18/2026 11:27 · jrivera
run project on this loan
09/17/2026 14:19 · jrivera
run project on this loan
09/12/2026 12:52 · jrivera
run project on this loan
08/28/2026 15:03 · mchen
how many loans are in t...
08/27/2026 14:54 · jrivera
run project
08/21/2026 13:40 · jrivera
run on 9773
08/19/2026 11:07 · jrivera
run on 9772
08/18/2026 21:57 · jrivera
Onboard 9750
08/18/2026 21:54 · jrivera
Onboard 9751
I've read loan 9751 and checked it against the underwriting conditions. One field needs your decision, and I have not taken any billable or state-changing action. Here is what I verified and what I flagged.
Loan 9751: Verified snapshot (read from connector)
FieldValue
Loan number9751
Entity titleNorthgate Holdings LLC
Borrowing entity name(blank)Needs review
BorrowerAlex Morgan
Property2210 Harbor View Dr, Lakewood, OH 44107
Loan amount200000
Proposed loan amount200000
StatusunderwriterReview
The borrowing entity name is blank, so I can't match it to the EIN yet. Nothing has been changed on the file. Approve to continue, or send it back to the processor.
Approved by jrivera
Return to processor
Ask anything about this project...
Attached files are added to this project's knowledge.
claude-opus-5

CONSTRUCTION DRAW MANAGEMENT

CONSTRUCTION DRAW MANAGEMENT

The draw desk most platforms treat as an afterthought

Ground-up and fix-and-flip live or die on draws. Nexys runs the whole cycle: request, inspection, calculation, holdback, borrower approval, wire and lien waiver, against the same budget the loan closed on.

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Draw Request
Email
Signature
Status
Signed
Date
Borrower
jasen.portero@outlook.com
John Michael Smith
Unsigned
Signed
10/07/2026
Send to Parties
Construction Lien Waiver
Add Requests
No
Address
Draw / Permits,
Amount, Description
Total Fees
Withheld
Note
Contact
Info
Files
Requested
At
Status
1
21332Monterra
$45,000Foundation
$2,250
Reyes Bldrs
2
10/07/20269:41 AM
Pending
2
21332Monterra
$62,500Framing
$3,125
Reyes Bldrs
3
10/07/202610:12 AM
Pending
3
21332Monterra
$38,000Electrical
$1,900
Reyes Bldrs
1
10/07/202611:03 AM
Pending

PORTALS

PORTALS

One portal framework. Two audiences. No second system.

Brokers see the same real-time pipeline as your team, so referral partners can check status without calling your office.

Table funders close in their own name. Correspondents close with their own funds and sell. Either way, the file survives the handoff intact.

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Loan #9626
View origination file
6931 Vista Del Mar Ln, Playa Del Rey, CA 90293
Overview
Payment History
Documents
Messages
Make a Payment
Amount Due
$13,231.63
Next Payment Date
10/01/2026
Balances
Principal Balance$505,000
Escrow Balance$1,080
Unpaid Interest$2,784.06
Unpaid Charges$6,563.44
Payment
Principal & Interest$5,466.63
Monthly Escrow$100
Total Payment$5,816.63
FrequencyMonthly
What are you paying?
Regular payment plus selected charges ($5,816.63 + $7,415.00)
Selected charges only ($7,415.00)
Outstanding Charges
Test (06/01/2026)$900.00
Test (06/17/2026)$1,000.00
Test (06/18/2026)$15.00
Down Payment (09/14/2026)$5,000.00
Charge #20 (09/16/2026)$500.00
Payment Amount
$13231.63
Selected total: $13,231.63
Proceed to Payment
Payment submitted
$13,231.63
Loan #9626

NEXYS CONNECT

NEXYS CONNECT

Loans trade on the platform. Not over email.

On Nexys, both sides already run on the same standard. Loans and tapes move lender to lender inside the platform, with the data, documents, and verification history intact.

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Harbor Point Lending
Ridgeway Capital
Summit Note Partners
Yes
No
Accept loans from Harbor Point Lending
Pull
Yes
No
Share UW condition templates
Yes
No
Share servicing
Yes
No
Show programs to brokers
Yes
No
Publish Ridgeway Capital rates in your portals
Pull
Yes
No
Show programs to brokers
Yes
No
Share UW condition templates
Yes
No
Share servicing
Yes
No
Offer loans to Summit Note Partners
Push
Yes
No
Share servicing
Yes
No
Share UW condition templates
Yes
No
Show programs to brokers

What types of loans does Nexys support?

DSCR
DSCR
Long-term rental loans qualified on property cash flow.
RTL
RTL
Bridge and fix & flip, with rehab budgets disbursed by draw.
Ground-up construction
Ground-up construction
Full draw schedules with collateral tracking straight through completion.
Land
Land
Land loans with their own programs, condition templates and credit box.

WHY NEXYS

WHY NEXYS

Nexys is not another legacy LOS with bolt-ons.

A legacy LOS handles origination and hands the loan to a separate servicing system, which forks the data. Nexys keeps one record through servicing, draws and secondary sale, holds a field-level audit log on every field, and runs fraud checks inside the file rather than in a separate portal.

What we offerLegacy LOS + bolt-onsNexys
Product fit

Built for one asset class, the other is a bolt-on with generic screens

DSCR, GUC, RTL, Land and Bridge each get their own channels, programs, question sets, condition templates and credit box

Changing a workflow

Development ticket, release cycle, professional services invoice

Configuration settings, changed by the manager who owns the process

Conditions

Underwriter builds a checklist per file, in their own words

Condition templates per channel, program and note buyer, with documented overrides and AI condition review

Multiple guideline sets

One credit box, anything else is manual cross-reference

Every investor's guidelines loaded side by side, priced and conditioned against all of them, supported by AI Agent review

Fraud and identity

A separate portal, run manually, results pasted into a note

Runs inside the file at intake and again as conditions clear, supported by built-in integrations that verify borrower details, exposure and loan-level risk

After close

Loan is exported to a servicing system and the data forks

Same record, through post-close, draws, trust ledger and default tracking

Audit

Reconstructed from email when diligence asks

Field-level audit log, plus a downloadable loan log for the life of the file

What we offerNexys
Product fit

Legacy LOS + bolt-ons

Built for one asset class, the other is a bolt-on with generic screens

Nexys

DSCR, GUC, RTL, Land and Bridge each get their own channels, programs, question sets, condition templates and credit box

Changing a workflow

Legacy LOS + bolt-ons

Development ticket, release cycle, professional services invoice

Nexys

Configuration settings, changed by the manager who owns the process

Conditions

Legacy LOS + bolt-ons

Underwriter builds a checklist per file, in their own words

Nexys

Condition templates per channel, program and note buyer, with documented overrides and AI condition review

Multiple guideline sets

Legacy LOS + bolt-ons

One credit box, anything else is manual cross-reference

Nexys

Every investor's guidelines loaded side by side, priced and conditioned against all of them, supported by AI Agent review

Fraud and identity

Legacy LOS + bolt-ons

A separate portal, run manually, results pasted into a note

Nexys

Runs inside the file at intake and again as conditions clear, supported by built-in integrations that verify borrower details, exposure and loan-level risk

After close

Legacy LOS + bolt-ons

Loan is exported to a servicing system and the data forks

Nexys

Same record, through post-close, draws, trust ledger and default tracking

Audit

Legacy LOS + bolt-ons

Reconstructed from email when diligence asks

Nexys

Field-level audit log, plus a downloadable loan log for the life of the file

As a loan officer, this portal has significantly streamlined my workflow. The cloud-based access lets me view and manage loan details from anywhere, and the intuitive interface makes it easy for clients to upload documents, track their loan status, and apply for future loans.

User Profile

Brenda Froy

Money Warehouse

As a loan officer, this portal has significantly streamlined my workflow. The cloud-based access lets me view and manage loan details from anywhere, and the intuitive interface makes it easy for clients to upload documents, track their loan status, and apply for future loans.

User Profile

Brenda Froy

Money Warehouse

Game changer. Nexys a 10 out of 10. The cloud-based access lets me manage loan details effortlessly from any location, and the tech simplifies the process for my clients, enabling them to upload documents, make payments and monitor their loan status easily.

User Profile

Brett Hamner

BH Capital, Inc.

Game changer. Nexys a 10 out of 10. The cloud-based access lets me manage loan details effortlessly from any location, and the tech simplifies the process for my clients, enabling them to upload documents, make payments and monitor their loan status easily.

User Profile

Brett Hamner

BH Capital, Inc.

Game changer. Nexys a 10 out of 10. The cloud-based access lets me manage loan details effortlessly from any location, and the tech simplifies the process for my clients, enabling them to upload documents, make payments and monitor their loan status easily.

User Profile

Brett Hamner

BH Capital, Inc.

Nexys has revolutionized loan management. Its cloud-based platform provides seamless access to loan information, and we are obsessed with the intuitive interface.

User Profile

Josh Epstein

Bridge2Flip, LLC

Nexys has revolutionized loan management. Its cloud-based platform provides seamless access to loan information, and we are obsessed with the intuitive interface.

User Profile

Josh Epstein

Bridge2Flip, LLC

Nexys has revolutionized loan management. Its cloud-based platform provides seamless access to loan information, and we are obsessed with the intuitive interface.

User Profile

Josh Epstein

Bridge2Flip, LLC

Bring Us Your Hardest File

Not a canned demo. We'll price it, condition it, and run it through AI review while you watch.

© 2026 Nexys. All rights reserved.

Nexys is software for lending businesses. We don't originate, broker or fund loans. Our customers do.