BEST SOFTWARE FOR DSCR LENDERS

DSCR loan origination software for lenders who sell to more than one buyer

If you sell to one buyer, any platform works. If you sell to twelve, each with their own guidelines, their own conditions and their own delivery requirements, the platform is the business.

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"This is closer to what we've envisioned than anything else on the market, closer in line with how you actually originate a non-QM loan than the people just trying to bolt DSCR onto an RTL platform. I'd say eighty percent of what we're building is very similar to what you have here."

President

Nationwide bootstrapped DSCR lender

What makes DSCR different from RTL in a lending platform?

DSCR loans qualify on property cash flow and are typically sold into the secondary market against a specific buyer's guidelines, so the platform must hold multiple credit boxes and condition sets at once. RTL loans are short-term and draw-driven. Platforms built for one and extended to the other tend to handle the second product with generic screens.

MANY MORE FEATURES

DSCR Lending Features

A credit box per buyer: Load each note buyer's programs, guidelines, rates and LLPAs alongside your own. Price the same loan across all of them and see who takes it before you commit a term sheet.

A credit box per buyer: Load each note buyer's programs, guidelines, rates and LLPAs alongside your own. Price the same loan across all of them and see who takes it before you commit a term sheet.

A credit box per buyer: Load each note buyer's programs, guidelines, rates and LLPAs alongside your own. Price the same loan across all of them and see who takes it before you commit a term sheet.

A condition template per buyer: Your universal conditions plus the appendix that buyer requires, so the file is conditioned to the guidelines it will be sold into from the first review, not re-conditioned after a kickback.

A condition template per buyer: Your universal conditions plus the appendix that buyer requires, so the file is conditioned to the guidelines it will be sold into from the first review, not re-conditioned after a kickback.

A condition template per buyer: Your universal conditions plus the appendix that buyer requires, so the file is conditioned to the guidelines it will be sold into from the first review, not re-conditioned after a kickback.

Move a loan, not rebuild it: When a buyer's box tightens or a loan falls out, re-run it against your other guideline sets. The file, the documents and the history stay intact.

Move a loan, not rebuild it: When a buyer's box tightens or a loan falls out, re-run it against your other guideline sets. The file, the documents and the history stay intact.

Move a loan, not rebuild it: When a buyer's box tightens or a loan falls out, re-run it against your other guideline sets. The file, the documents and the history stay intact.

Dual guideline sets: Some buyers take your guidelines, some impose theirs, some run both. All three patterns are configuration, not exceptions handled in a spreadsheet.

Dual guideline sets: Some buyers take your guidelines, some impose theirs, some run both. All three patterns are configuration, not exceptions handled in a spreadsheet.

Dual guideline sets: Some buyers take your guidelines, some impose theirs, some run both. All three patterns are configuration, not exceptions handled in a spreadsheet.

Your nuance, your fields: Add the custom fields your product actually turns on, the data points that decide whether a nuanced DSCR file clears or dies, and report on every one of them.

Your nuance, your fields: Add the custom fields your product actually turns on, the data points that decide whether a nuanced DSCR file clears or dies, and report on every one of them.

Your nuance, your fields: Add the custom fields your product actually turns on, the data points that decide whether a nuanced DSCR file clears or dies, and report on every one of them.

Standard data files in and out: Import and export standard loan data files, so a file arriving from a partner or leaving for one doesn't get re-keyed.

Standard data files in and out: Import and export standard loan data files, so a file arriving from a partner or leaving for one doesn't get re-keyed.

Standard data files in and out: Import and export standard loan data files, so a file arriving from a partner or leaving for one doesn't get re-keyed.

Bring Us Your Hardest File

Not a canned demo. We'll price it, condition it, and run it through AI review while you watch.

Book A Walkthrough

Contact us

+1 (888) 247-4830

info@nexys.com

8206 Louisiana Blvd NE a 3583, Albuquerque, NM 87113

© 2026 Nexys. All rights reserved.

Bring Us Your Hardest File

Not a canned demo. We'll price it, condition it, and run it through AI review while you watch.

Book A Walkthrough

Contact us

+1 (888) 247-4830

info@nexys.com

8206 Louisiana Blvd NE a 3583, Albuquerque, NM 87113

© 2026 Nexys. All rights reserved.

Bring Us Your Hardest File

Not a canned demo. We'll price it, condition it, and run it through AI review while you watch.

Book A Walkthrough

Contact us

+1 (888) 247-4830

info@nexys.com

8206 Louisiana Blvd NE a 3583, Albuquerque, NM 87113

© 2026 Nexys. All rights reserved.

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