THE NEXYS PLATFORM

One platform. Every stage of the loan lifecycle.

Most lenders piece their tech stack together one bolt-on at a time. An LOS here, a servicing tool there, a spreadsheet in between. Nexys replaces that with one configurable operating system that runs the full loan lifecycle, from first application to final payoff, with role-based permissions down to the individual page

Pipeline

Reports

Resources

Reminders

Appraisals

Tasks

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FULL LIFECUCLE

FULL LIFECUCLE

Seven stages. One loan record.

01Application and pricingBorrower and loan details go in once, priced instantly against every investor's live guidelines.
02Submission and underwritingThe file moves to underwriting with nothing re-keyed, conditions built from the guidelines already loaded.
03AI condition reviewNexys AI Reviewer reads every uploaded document against its condition, line by line, and can run actions like pulling credit and reviewing comparable properties, before a human signs off.
04Closing and fundingClosing docs and funding instructions pull straight from the same record that got the file to yes.
05Post-close and deliveryThe loan moves to delivery and the trust ledger without a second export or a second login.
06Servicing and drawsPayments, draws and portfolio reporting run on the same record the loan closed on, whether you service in-house or connect directly with an outsourced servicing partner. We don't dictate your business model or your capital requirements. Nexys runs on either.
07Secondary and ConnectNote buyers and capital partners get their loan tapes without asking twice. Lenders and capital providers on Nexys share tapes and move loans and portfolios directly between each other when they buy and sell, a marketplace for trading loan pools built into the platform.
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Initial Loan Amount
$ 400,000.00
Proposed Loan Amount
$ 600,000
Maximum Eligible Loan Amount
$ 720,000
LTC
50%
60%
LTP
40%
70%
ARV-LTV
50%
60%
AIV-LTV
40%
60%
This Loan Details has been changed. You need to re-select Interest Rate from Rate Sheet table.
Products(10/07/2026 15:02:24)
6 months IO
Fix & Flip Elite
Fix & Flip Elite
Price DisplayPrice
Rate
30 Days Lock
Rate Spread
Exit Fee
7.49
98
13.49
N/A

Pricing Engine & Loan Structuring

Load your buyers' guidelines and rates, apply your margins and LLPAs, and change any of it in seconds. Hover a price for the dollar amount, hover a rate for the payment, and the LLPA calculator shows exactly how the price was built.

Pricing Engine & Loan Structuring

Load your buyers' guidelines and rates, apply your margins and LLPAs, and change any of it in seconds. Hover a price for the dollar amount, hover a rate for the payment, and the LLPA calculator shows exactly how the price was built.

Show the Math

Hover over a price for the dollar amount, hover over a rate for the P&I or interest-only payment. Nobody has to trust a calculation they can't see or verify. Inspections ordered by API.

Ineligible Insight

One click lists every program the loan failed and the exact rule that killed it, whether that was credit score, loan amount cap or a stabilization requirement.

Ineligible Insight

While others limit your team to one model, AlphaOS gives you all of them — working together.

Borrower & Broker Portals

One white-labeled framework serves direct borrowers and broker-submitted business. Each portal shows only what that party is authorized to see.

Borrower & Broker Portals

Don't limit your team to one model. AlphaOS lets you run GPT-4o, Claude, Gemini, Grok and more together — each doing what it does best, all in one familiar workspace.

Borrower & Broker Portals

Don't limit your team to one model. AlphaOS lets you run GPT-4o, Claude, Gemini, Grok and more together — each doing what it does best, all in one familiar workspace.

2x Whitelabelling

The portal carries your brand to borrowers, and your broker's brand to their borrowers. One framework, no second system to stand up.

Everything outstanding, on login

A borrower with one loan or ten sees a single list of what you still need from them, across every file, the moment they log in.

Everything outstanding, on login

Let AlphaOS pick the right model automatically — or choose yourself.

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Loan #9626
View origination file
6931 Vista Del Mar Ln, Playa Del Rey, CA 90293
Overview
Payment History
Documents
Messages
Make a Payment
Amount Due
$13,231.63
Next Payment Date
10/01/2026
Balances
Principal Balance$505,000
Escrow Balance$1,080
Unpaid Interest$2,784.06
Unpaid Charges$6,563.44
Payment
Principal & Interest$5,466.63
Monthly Escrow$100
Total Payment$5,816.63
FrequencyMonthly
What are you paying?
Regular payment plus selected charges ($5,816.63 + $7,415.00)
Selected charges only ($7,415.00)
Outstanding Charges
Test (06/01/2026)$900.00
Test (06/17/2026)$1,000.00
Test (06/18/2026)$15.00
Down Payment (09/14/2026)$5,000.00
Charge #20 (09/16/2026)$500.00
Payment Amount
$13231.63
Selected total: $13,231.63
Proceed to Payment
Payment submitted
$13,231.63
Loan #9626
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Loan Intake (22)
No:
2763
Type:
PROP
Responsibility:
Loan Setup
Description:Appraisal Order Confirmation
Need confirmation that appraisal was ordered and paid prior to submitting to underwriting. Please order in portal. Quick Links>Order Valuation
Internal
Requested:
Cleared:
Exception:
AI Review: passed
Documents (1)
Document Name
STATUS
CATEGORY
Uploaded By
Uploaded Date
Actions
Drag and drop files
Appraisal_Order.pdf
Appraisal_Order.pdf
Received
Appraisal
Loan Setup
10/07/2026
No:
2343
Type:
PROP
Responsibility:
Underwriter
Description:
INFORMATION FOR ADDITIONAL ENTITY MEMBERS
If the loan is vesting in an entity and a member of that entity is not a guarantor/borrower on the loan, the following is required: --The Additional Entity Members section of the application screen needs to be updated (including name, SS number, phone number, address, Date of birth, % Ownership, email address etc.) Required for ALL loan types. AND; --A credit report is required for ALL Entity members that have 20% or more ownership in that entity. (Required for NON DSCR LOANS)
Internal
Requested:
Cleared:
Exception:

Underwriting & Conditions

Condition templates per channel, program and note buyer, with checklists inside each condition and typed reasons on every override.

Underwriting & Conditions

Condition templates per channel, program and note buyer, with checklists inside each condition and typed reasons on every override.t AI coding tools lock you into one model and charge full price for every token. AlphaOS gives your team every model, shared context, and smarter routing — all in one place.

A template per buyer, not per underwriter

Run one template per note buyer or program so the file is conditioned to the guidelines it will actually be sold into.

Documents can't slip through unreviewed

A condition with an unreviewed attachment will not clear. Every upload is date and time stamped.

Documents can't slip through unreviewed

While others limit your team to one model, AlphaOS gives you all of them — working together.

AI Reviewer & MCP Connector

AI reads the condition description, parses the documents, and flags disagreement across sources. A human underwriter still decides.

AI Reviewer & MCP Connector

Don't limit your team to one model. AlphaOS lets you run GPT-4o, Claude, Gemini, Grok and more together — each doing what it does best, all in one familiar workspace.

AI Reviewer & MCP Connector

Don't limit your team to one model. AlphaOS lets you run GPT-4o, Claude, Gemini, Grok and more together — each doing what it does best, all in one familiar workspace.

Cross-document reconciliation

AI Reviewer reads every document attached to a condition against that condition's own requirements and flags disagreement across sources, instead of clearing on whichever document landed first.

Governed like everything else

Every AI action is logged as AI-originated and scoped by the same role-based permissions that govern every other action on the platform.

Governed like everything else

Let AlphaOS pick the right model automatically — or choose yourself.

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New chat
Onboard 9751
10/07/2026 09:41 · jrivera
Run the ai project on this...
09/19/2026 12:43 · jrivera
run the loan process on ...
09/18/2026 12:21 · mchen
run the loan process on ...
09/18/2026 11:27 · jrivera
run project on this loan
09/17/2026 14:19 · jrivera
run project on this loan
09/12/2026 12:52 · jrivera
run project on this loan
08/28/2026 15:03 · mchen
how many loans are in t...
08/27/2026 14:54 · jrivera
run project
08/21/2026 13:40 · jrivera
run on 9773
08/19/2026 11:07 · jrivera
run on 9772
08/18/2026 21:57 · jrivera
Onboard 9750
08/18/2026 21:54 · jrivera
Onboard 9751
I've read loan 9751 and checked it against the underwriting conditions. One field needs your decision, and I have not taken any billable or state-changing action. Here is what I verified and what I flagged.
Loan 9751: Verified snapshot (read from connector)
FieldValue
Loan number9751
Entity titleNorthgate Holdings LLC
Borrowing entity name(blank)Needs review
BorrowerAlex Morgan
Property2210 Harbor View Dr, Lakewood, OH 44107
Loan amount200000
Proposed loan amount200000
StatusunderwriterReview
The borrowing entity name is blank, so I can't match it to the EIN yet. Nothing has been changed on the file. Approve to continue, or send it back to the processor.
Approved by jrivera
Return to processor
Ask anything about this project...
Attached files are added to this project's knowledge.
claude-opus-5
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Asset & Liability
5
1. Asset Information
Refresh Balance
Asset Total:$495,000
No
Account Type
Institution
Account Name/Number
Balance
Status
Action
1
Checking
First Harbor Bank
XXXX4417
$485,000.00
2
Checking
Summit Credit Union
XXXX0932
$10,000.00
Verified
Overridden
Verify Now
Verified
- Instructional Video of Asset Verification
Add Asset
Send Verification Email
Copy Verification Link
2. Total Credits and Other Assets
Add Credit
3. Liabilities
Add Liability

Fraud Prevention & Verification

Snappt, Plaid, DataVerify, Middesk, SmartLinx and USPS run inside the loan file at intake and again as conditions clear.

Fraud Prevention & Verification

Snappt, Plaid, DataVerify, Middesk, SmartLinx and USPS run inside the loan file at intake and again as conditions clear.

Document tampering, caught early

Submitted PDFs are screened for alteration and fabrication before conditions clear. An edited or fabricated bank statement fails rather than passing as received.

Bank & Income data, direct from source

Account data is pulled straight from Plaid, so reserves and income don't rest on a statement that can be edited.

Bank & Income data, direct from source

While others limit your team to one model, AlphaOS gives you all of them — working together.

Closing, Post-Close & Delivery

Settlement sheet, fee worksheet, aggregate escrow and the full HUD-1 page set in one screen. Allonge, assignment, transfer letters and purchase advice generated from loan data, not re-keyed.

Closing, Post-Close & Delivery

Settlement sheet, fee worksheet, aggregate escrow and the full HUD-1 page set in one screen. Allonge, assignment, transfer letters and purchase advice generated from loan data, not re-keyed.

Closing in one screen

Settlement sheet, document generation, aggregate escrow, the full HUD-1 and HUD-1A page set, and funding, all off the same loan data.

Collateral review before it ships

A configurable checklist confirms received or purchased collateral matches the loan in the file before it goes to a custodian or a buyer.

Collateral review before it ships

Let AlphaOS pick the right model automatically — or choose yourself.

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Return to Loan Overview
Post Closing
+ Add tag
Loan Number:
Entity Name:
Borrower Name:
Preferred Language:
Property Address:
Loan Program:
ThirdParty ID:
9789
Bruce Wayne
-
27532 Pasatiempo, Mission Viejo, CA 92692
Loan Status:
Prequal
Channel:
Wholesale
1. Allonge
2. Assignment
3. Transfer Letter
4. Servicing Transfer
5. Purchase Advice Buyer
6. Purchase Advice Seller
7. Cross River Assignment Docs
8. Shipping Information
9. Amortization Schedule
10. Post Closing / Loan Trade
11. Collateral Review
Allonge
Note Allonge
Loan Number:
Loan Date:
Borrowers:
Property Address:
Loan Amount:
9789
Loan Number
10/14/2026
Loan Date
Bruce Wayne
Borrowers
27532 Pasatiempo, Mission Viejo, CA 92692
Property Address
1,000,000
Loan Amount
PAY TO THE ORDER OF:
Ridgeway Capital
Without Recourse
Entity:
Harbor Point Lending LLC
By:
Dana Whitfield
Title:
Vice President
Generate Document
PDF
Note Allonge - Loan 9789.pdf
Generated just now

NOTE ALLONGE

Loan Number:9789
Loan Date:10/14/2026
Borrower:Bruce Wayne
Property:27532 Pasatiempo, Mission Viejo, CA 92692
Loan Amount:$1,000,000
PAY TO THE ORDER OF:
Ridgeway Capital
WITHOUT RECOURSE
Entity:Harbor Point Lending LLC
By:Dana Whitfield
Title:Vice President
Download
Generated
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Draw Request
Email
Signature
Status
Signed
Date
Borrower
jasen.portero@outlook.com
John Michael Smith
Unsigned
Signed
10/07/2026
Send to Parties
Construction Lien Waiver
Add Requests
No
Address
Draw / Permits,
Amount, Description
Total Fees
Withheld
Note
Contact
Info
Files
Requested
At
Status
1
21332Monterra
$45,000Foundation
$2,250
Reyes Bldrs
2
10/07/20269:41 AM
Pending
2
21332Monterra
$62,500Framing
$3,125
Reyes Bldrs
3
10/07/202610:12 AM
Pending
3
21332Monterra
$38,000Electrical
$1,900
Reyes Bldrs
1
10/07/202611:03 AM
Pending

Construction Draw Management

The full draw cycle against the budget the loan closed on, including inspections ordered by API, holdbacks and lien waivers.

Construction Draw Management

The full draw cycle against the budget the loan closed on, including inspections ordered by API, holdbacks and lien waivers.

Inspections ordered by API

Order from inside the loan with your notes attached, so the report comes back against what you actually asked. With several different inpection options, your borrower can run their own digital inspections, or easily order 3rd party boots on the ground to confirm a projects progressions.

Math is done for you

The trust ledger calculates disbursed-to-date, inspection and wire fees, and maximum eligible disbursement, Dutch and non-Dutch handled distinctly.

Math is done for you

While others limit your team to one model, AlphaOS gives you all of them — working together.

Servicing & Portfolio

Trust ledger, extensions, participations, default tracking, payoffs and payments. Service in house, use FCI, or shadow loans you have sold.

Servicing & Portfolio

Trust ledger, extensions, participations, default tracking, payoffs and payments. Service in house, use FCI, or shadow loans you have sold.

One record after close

Loans stay in the same system after closing instead of being exported to a servicing platform, so the data does not fork and the audit trail does not restart.

Three servicing models, one data model

Service in house, use the FCI integration, or shadow loans you have already sold, all without changing the underlying loan data.

Three servicing models, one data model

Let AlphaOS pick the right model automatically — or choose yourself.

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Amount to Fully Pay Off this Loan
$512,358.07
Generate Draft
Generate & Download
Generated Statements
Every payoff generated on this loan, as it was quoted. Approving one stamps your name and files the PDF into the loan's documents.
$514,362.50
Good through 2026-08-21
Generated 09/24/2026 14:43 by jportero@nexys.com
Emailed to wendy@mmlending.com
Download
Draft
Approved
$512,358.07
Good through 2026-08-21
Generated 09/22/2026 13:44 by jportero@nexys.com
Download
Draft
$153,286.97
Good through 2026-08-21
Generated 09/16/2026 18:12 by jportero@nexys.com
Download
Draft
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Harbor Point Lending
Ridgeway Capital
Summit Note Partners
Yes
No
Accept loans from Harbor Point Lending
Pull
Yes
No
Share UW condition templates
Yes
No
Share servicing
Yes
No
Show programs to brokers
Yes
No
Publish Ridgeway Capital rates in your portals
Pull
Yes
No
Show programs to brokers
Yes
No
Share UW condition templates
Yes
No
Share servicing
Yes
No
Offer loans to Summit Note Partners
Push
Yes
No
Share servicing
Yes
No
Share UW condition templates
Yes
No
Show programs to brokers

Nexys Connect

Partner programs price inside your own portals under your brand, and whole loans move between counterparties without leaving the system.

Nexys Connect

Partner programs price inside your own portals under your brand, and whole loans move between counterparties without leaving the system.

White-labeled partner pricing

Publish rates from your third-party capital relationships straight into your borrower and broker portals, presented entirely as your own.

Buy & Sell in a few clicks

Trade with lenders and capital providers already on Nexys. The loan and its full document set transfer intact.

Buy & Sell in a few clicks

While others limit your team to one model, AlphaOS gives you all of them — working together.

Admin, Roles & Configuration

Permissions, condition and document templates, rate sheets, closing cost setup and warehouse lenders. Configured once, reused everywhere.

Admin, Roles & Configuration

Don't limit your team to one model. AlphaOS lets you run GPT-4o, Claude, Gemini, Grok and more together — each doing what it does best, all in one familiar workspace.

Admin, Roles & Configuration

Don't limit your team to one model. AlphaOS lets you run GPT-4o, Claude, Gemini, Grok and more together — each doing what it does best, all in one familiar workspace.

Permissions down to the page

Role-based permissions scope access to loan data, documents and conditions down to the individual page.

Configuration, not a development ticket

An administrator can hide fields, default values, rename statuses and edit condition text from a configuration screen, no ticket or release cycle required.

Configuration, not a development ticket

Let AlphaOS pick the right model automatically — or choose yourself.

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1. Permissions
2. Permissions by Account Type
3. Page Permissions
4. Home Page Credit Box
5. Login Page Notifications
6. Company Broadcast
7. Contractor Approval Categories
8. Resources Broadcast
9. Stripe Management
10. Expiration Date
11. Document Categories
12. Configuration
13. Email DNS Setup
14. Email Logs
15. Projects
16. AMC Credentials
17. Customize Borrower Application
18. Customize Broker Application
19. UTM Analysis
20. UTM Logs
Company Broadcast
Upload Email Banner
Email Banner
Drag and drop filesorClick here to browse files
broadcast_banner.png
Accepted File Types: image/*
Submit
Banner image
BROADCAST
Send Emails
Account Type *
Brokers
Title *
Scheduled maintenance this Saturday
Content *
Our platform will be briefly unavailable Saturday from 10 PM to midnight CT. No action is needed on your end.
File
Drag and drop filesorClick here to browse files
PDF
Maintenance_Notice.pdf
Accepted File Types: application/pdf
Send EmailSent
Sent to all Brokers

What does the Nexys platform include?

The Nexys platform includes a pricing engine, borrower and broker portals, an underwriting workbench with condition templates, AI condition review, fraud and identity verification, closing and post-close document generation, construction draw management, servicing with a trust ledger, and whole loan trading through Nexys Connect.

Bring Us Your Hardest File

Not a canned demo. We'll price it, condition it, and run it through AI review while you watch.

Logo

Contact us

+1 (888) 247-4830

info@nexys.com

8206 Louisiana Blvd NE a 3583, Albuquerque, NM 87113

Who We Serve

Resources

Extra

© 2026 Nexys. All rights reserved.

Bring Us Your Hardest File

Not a canned demo. We'll price it, condition it, and run it through AI review while you watch.

Logo

Contact us

+1 (888) 247-4830

info@nexys.com

8206 Louisiana Blvd NE a 3583, Albuquerque, NM 87113

Who We Serve

Resources

Extra

© 2026 Nexys. All rights reserved.

Bring Us Your Hardest File

Not a canned demo. We'll price it, condition it, and run it through AI review while you watch.

Logo

Contact us

+1 (888) 247-4830

info@nexys.com

8206 Louisiana Blvd NE a 3583, Albuquerque, NM 87113

Who We Serve

Resources

Extra

© 2026 Nexys. All rights reserved.

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