UNDERWRITING & CONDITIONS

The guardrails are yours to set. Then the system holds them.

Flexibility without discipline is how bad files reach a buyer. Nexys lets you decide where the hard stops go, and then refuses to let anyone walk past them.

Book A Walkthrough

Loan Intake (22)

No:

2763

Type:

PROP

Responsibility:

Loan Setup

Description:Appraisal Order Confirmation

Need confirmation that appraisal was ordered and paid prior to submitting to underwriting. Please order in portal. Quick Links>Order Valuation

Internal

Requested:

Cleared:

Exception:

Additional ReviewAI Review

AI Review: passed

Documents (1)

Document Name

STATUS

CATEGORY

Uploaded By

Uploaded Date

Actions

Drag and drop files

Appraisal_Order.pdf

Received

Appraisal

Loan Setup

10/07/2026

No:

2343

Type:

PROP

Responsibility:

Underwriter

Description:

INFORMATION FOR ADDITIONAL ENTITY MEMBERS

If the loan is vesting in an entity and a member of that entity is not a guarantor/borrower on the loan, the following is required: --The Additional Entity Members section of the application screen needs to be updated (including name, SS number, phone number, address, Date of birth, % Ownership, email address etc.) Required for ALL loan types. AND; --A credit report is required for ALL Entity members that have 20% or more ownership in that entity. (Required for NON DSCR LOANS)

Internal

Requested:

Cleared:

Exception:

Additional ReviewAI Review

MANY MORE FEATURES

Underwriting & Conditions

A template per buyer, not per underwriter: Copy a template, toggle which conditions apply, mark which are internal, and set the order, so the file matches the guidelines it will actually be sold into.

Checklists inside the condition: An ineligible answer blocks the clear and no second underwriter can quietly overlook it, since every override requires a typed reason that stays on the file.

Internal vs broker-facing, toggled per condition: Underwriters get the full workbench while brokers get only the short list of what they actually need to send, flipped condition by condition.

Two descriptions, one condition: The underwriter's description and the broker's description live as separate fields, so each audience only ever sees the version written specifically for them.

Conditions that dispatch work: Add a button to a condition, such as submit for appraisal review, and it automatically routes a task to the person who owns that step.

Documents can't slip through unreviewed: A condition carrying an unreviewed attachment will not clear, and every upload is stamped with the exact date and time it arrived.

POWERFUL WITH AI CONDITION REVIEW

AI condition review reads every condition against its actual document.

Every condition gets checked against its actual document, not just marked complete. The AI Reviewer reads what's attached, compares it to what the condition asked for, and catches things like expired credit reports, EIN mismatches, and entity names spelled three different ways across one file. It can also take the next step itself, pulling credit and comps when a condition calls for it. Every clear or flag is logged, and your team keeps the final say, with any override requiring a typed reason that stays on the file.

Bring Us Your Hardest File

Not a canned demo. We'll price it, condition it, and run it through AI review while you watch.

Book A Walkthrough

+1 (888) 247-4830

info@nexys.com

8206 Louisiana Blvd NE a 3583, Albuquerque, NM 87113

Bring Us Your Hardest File

Not a canned demo. We'll price it, condition it, and run it through AI review while you watch.

Book A Walkthrough

+1 (888) 247-4830

info@nexys.com

8206 Louisiana Blvd NE a 3583, Albuquerque, NM 87113

Bring Us Your Hardest File

Not a canned demo. We'll price it, condition it, and run it through AI review while you watch.

Book A Walkthrough

+1 (888) 247-4830

info@nexys.com

8206 Louisiana Blvd NE a 3583, Albuquerque, NM 87113